The Assam government launched the Mukhyamantri Mahila Udyamita Abhiyan 2024 in the state recently. To empower rural women entrepreneurs in the state by offering financial support, the government of Assam has initiated Mukhyamantri Mahila Udyamita Abhiyan (MMUA). This is an entrepreneur support scheme that will offer financial backing to lakhs of women working in self-help groups in Assam. The scheme envisages providing monetary support in two phases, one each, for undertaking and running small enterprises by SHG women. Under the scheme, financial support of INR 35,000 will be granted in two phases for undertaking and running small enterprises by women beneficiaries across all the districts of Assam.
This scheme, also called the Lakhpati Baideo Scheme, will enable women entrepreneurs to efficiently generate at least 1.00 lakh income per year. Eligible women can submit their application to the head office of their respective self-help groups or government camps. Read below to check more crucial details about Mukhyamantri Mahila Udyamita Abhiyan Assam 2024.
Launch of Mukhyamantri Mahila Udyamita Abhiyan 2024
Mukhyamantri Mahila Udyamita Abhiyan is a state-sponsored scheme launched by Chief Minister Hemanta Biswa Sarma in January 2024. The scheme aims to offer financial support to rural women working in self-help groups to enable them to generate an annual income of INR 1.00 lakh and become Lakhpati Baideo. The scheme envisages providing a seed fund of INR 10,000 in the first phase for undertaking small enterprises. In its next phase, which is the second phase, a sum of INR 25,000 will be provided to successful women entrepreneurs. Women working in rural self-help groups in Assam can undertake various small business ventures from a curated list of 145 business plans prepared by the Assam government.
Mukhyamantri Mahila Udyamita Abhiyan Details in Summary
| Name of Scheme | Mukhyamantri Mahila Udyamita Abhiyan |
|---|---|
| Concerned Government | State government of Assam |
| Launched by | CM Hemanta Biswa Sarma |
| Launched in | January 2024 |
| Scheme type | Entrepreneurs support scheme |
| Beneficiaries | Women working in Rural Self Help Groups in Assam |
| Benefits | Financial support of INR 35,000 for starting new enterprise |
| Scheme Objective | To enable rural women entrepreneurs to become Lakhpati Baideo |
| Application Process | Offline |
| Official Website | Not yet launched |
Aims and Objectives
Mukhyamantri Mahila Udyamita Abhiyan aims to support rural women in undertaking new enterprises. This scheme is part of the Assam State Rural Livelihood Mission (ASRLM), which envisages the idea of transforming rural livelihood by developing an entrepreneurial environment in Assam. The main objective of the scheme is to promote women citizens with entrepreneurship and enable them to generate income and employment for themselves and others too. The main aim behind this scheme is to convert all rural SHG women into Lakhpati Baideo.
See Also: Mukhyamantri Atmanirbhar Asom Scheme
Key Features
- This is a state-sponsored scheme managed fully by the Assam State government to support women in generating income.
- The scheme will enable about 39 lakh women working in rural self-help groups to undertake new ventures and become Lakhpati Baideo.
- All women who clear the eligibility can submit their application via their respective self-help group.
- SHG women will have 145 business plans to choose from for starting a new enterprise on their own and engaging in income-generating activities.
Budget Allocation
To meet the desirous goals of the Lakhpati Baideo scheme, the Assam state government has allocated a budget of INR 3,900 crores. This much amount will be expensed during the financial year 2024-25 to support the rural microenterprises among women in the Rural Self-Help Groups.
Financial Benefits and Coverage
Mukhyamantri Mahila Udyamita Abhiyan will offer financial support of INR 35,000 to each eligible woman beneficiary. The amount of benefits will be provided to them in two phases, as detailed below. The scheme will cover about 39 lakh women engaged in rural self-help groups across Assam.
- 1st Phase: In the first phase of the scheme, rural women beneficiaries will receive monetary support of INR 10,000. The amount will be granted to them for undertaking new income-generating activities. Women in rural self-help groups will be able to start an enterprise chosen from a curated list of 145 business plans as prepared by the Assam Government.
- 2nd Phase: Benefits of the second phase will be provided only to those who achieve the goals of the 1st phase and emerge successful in their efforts. Under the second phase of the MMUA, each eligible beneficiary would receive a financial boost of INR 12,500 as a bank loan. Besides, the government of Assam will also support them with a similar amount of INR 12,500 to each beneficiary. In total, an amount of 25,000 rupees will be provided to each beneficiary in the second phase of the scheme.
Eligibility Criteria for Mukhyamantri Mahila Udyamita Abhiyan
- The applicant must be a permanent citizen of Assam.
- The scheme applies to female citizens only.
- The applicant must be an active member in any self-help group.
- Women belonging to the general and OBC categories should have three children only to qualify for the scheme.
- Women from the SC and ST categories should have no more than four children.
- Moran, Motok, and ‘Tea Tribes’ women should have no more than four children to be eligible.
- The girl children of the applicant should be mandatorily enrolled in school.
- In case of non-enrolment of the girl child, an undertaking will be required to ensure future enrolment.
- Applicants are also required to ensure that the trees planted by them under Amrit Brikshya Andolan survive.
Exclusions
As per the eligibility criteria, all the applicants are to fulfil the conditions laid down by the state government, but it is estimated that about 5 lakh women will be excluded from the scheme due to not fulfiling the child cap criteria.
Pre-requisites
- The applicant must be an active member of the self-help group promoted under the Assam State Rural Livelihood Mission (ASRLM).
- The applicant must have a valid and operational/active bank account in her name.
- The bank account must be Aadhar Seeded and DBT Enabled.
- The applicant should not be a defaulter of the SHG for which she is working or a Federation, Bank, Financial Institution, etc.
- Those women who availed of a loan from a microfinance institution before 2021 will not be considered defaulters.
Required Documents
The following documents will be required while applying for the MMUA Scheme.
- Duly filled application form
- Aadhar card of the applicant
- Address proof
- Email id
- Identity card
- Income certificate
- Copy of Bank account passbook
- Age certificate
- Certificate of being a member of a self-help group
- Enterprise details
- Mobile number
- Passport-sized photograph
See Also: Mukhya Mantri Lok Sevak Arogya Yojana
Mukhyamantri Mahila Udyamita Abhiyan (MMUA) Application Process
- To fill out the application form, all the applicants are required to visit their gram panchayat office or camp organised by the state government.
- Get the application form from either of these destinations.
- Fill out the application form with mandatory details.
- Attach a copy of the necessary documents with the application form.
- Submit the application form to the gram panchayat office or block office.
- Get the acknowledgement receipt from the office.
Mukhyamantri Mahila Udyamita Abhiyan Form Distribution
In the initial phase of the MMUA Scheme, about 39,75,938 forms have been distributed across the state. These forms have been distributed across all 35 districts in the state. The application form for MMUA is not available online, and it can be received only through offline means by an applicant.
Important FAQs
Which government launched the Mukhyamantri Mahila Udyamita Abhiyan (MMUA)?
The MMUA scheme has been launched by the Assam state government.
What is the Mukhyamantri Mahila Udyamita Abhiyan 2024?
This is a women empowerment scheme that aims to provide microfinance support to women for starting new enterprises.
Who are eligible for the scheme benefits?
Female citizens of Assam State who are working in rural self-help groups are eligible.
What is the application process for MMUA?
The application process for MMUA is offline.
What is the official website of Mukhyamantri Mahila Udyamita Abhiyan?
The official website of MMUA is still awaited.