Ayushman Bharat for Senior Citizens above 70: In a recent cabinet meeting chaired by Prime Minister Narendra Modi, an important decision has been taken on Ayushman Bharat Scheme. In the meeting, it was decided to expand the Ayushman coverage for Senior citizens aged 70 and above. With this decision, now citizens aged 70 or more can also enroll for Ayushman Bharat Pradhan Mantri Jan Arogya Yojana from 2024. Senior citizens aged 70 and above now will get a health insurance coverage of Rs. 5 lakh. This coverage will be above and over the family health insurance limit. It means, senior citizens getting 5 lakh health coverage will not have to share their benefits with anyone in the family.
If you are 70 or any one from your family member is 70 or above, you can now avail of the Ayushman Bharat Scheme under its extended scope. For that, you need to read this article till the end. In this article we have provided all the information regarding Ayushman Bharat Scheme for Senior Citizens 2024 clearly and step by step which, by reading and understanding till the end, you will be able to get benefits of the scheme for your elderly one. Continue reading to get detailed information about Ayushman Bharat for Senior Citizens aged 70 or more.
Ayushman Bharat for Senior Citizens Above 70 Years
Ayushman Bharat Initiative came into force in 2018 and its implementation was done under the Ministry of Health and Family Welfare. Initially, the government set some limitations over it on the basis of age and only senior citizens aged below 70 could get health insurance cover from it. Now with the extension of the Ayushman Bharat for senior citizens aged 70 or more, about 6 crores old age citizens will be able to get cashless treatment in any empaneled hospital across the country. With this, about 4.5 crore families will benefit and get their elderly member cured as per their need in any listed hospital for 1929 type of medical procedures.
Ayushman Bharat for Senior Citizens 2024 details in Highlight
| Article | Ayushman Bharat for Senior Citizens |
|---|---|
| Scheme | Ayushman Bharat Pradhan Mantri Jan Arogya Yojana |
| Launch Date | 23 September 2018 |
| New Update | Inclusion of senior citizens aged 70 and more |
| Benefits | Top up health cover of Rs. 5 lacs per year |
| Beneficiaries | Senior Citizens aged 70 years or more |
| Application Process | Online |
| Official Website | https://pmjay.gov.in/ |
Key Features of Ayushman Bharat for Senior Citizens 2024
Following are the key features of Ayushman Bharat scheme for Senior Citizens aged 70 and more.
- Under this extension, now, senior citizens aged 70 or more can also register and get their health card under Ayushman Bharat Scheme.
- They can register themselves under this health insurance coverage and receive up to 5 lacs health insurance coverage.
- This 5 lac coverage (Top-up coverage) will be over and above their family member limit of Rs. 5 lakh means, they do not have to share their 5 lac top up with any other member aged below 70 in the family.
- They can avail of their insurance coverage any time and in any government approved hospital across the country and their treatment would be 100% cashless.
- About 4.5 crore families with more than 6 crore senior citizens aged 70 and more will have up to 5 lacs health insurance coverage on a family basis.
- Under the new extension of Ayushman Bharat, Beneficiary aged 70 or more will be given benefits irrespective of their socio-economic status.
- Eligible beneficiary will now get new, distinct health card under Ayushman Bharat for Senior Citizens above 70 years.
- Senior citizens already availing health services under Central Government Health Scheme (CGHS), Ex-Servicemen Contributory Health Scheme (ECHS), or Ayushman Central Armed Police Force (CAPF) will have the option to either continue their current health facilities or opt for Ayushman Bharat Pradhan Mantri Jan Arogya Yojana.
- Senior citizens covered by private health insurance policies or the Employees’ State Insurance scheme (ESIC) can also opt for AB PM-JAY.
Benefits Under Ayushman Bharat for Senior Citizens Above 70 years
On being enrolled under AB PM-JAY, senior citizens aged 70 or more will be eligible for following benefits.
- Medical examination, treatment and consultation – This will include medical check up by practitioners/doctors, manual diagnosis and doctor fees etc.
- Pre-hospitalization – A 3-day Pre-hospitalization care and consultancy
- Medicine and medical consumables – Facility of free medicals and medical consumables during the treatment.
- Non-intensive and intensive care services – This will include treatment needing critical care like ICU and non-ICU operations.
- Diagnostic and laboratory investigations – This will include various radiology and laboratory investigations including X-ray, MRI, CT-Scan and blood test, urine test, stool test facilities etc.
- Medical implantation services (where necessary) – This includes implantation like Pulmonary valve replacement, Double valve replacement etc.
- Accommodation Facilities – It covers accommodation charge including bed charges, sanitation charges during hospitalization period.
- Food Services – Free of cost food supplies will be ensured to patient.
- Complications arising during treatment – Any complication arising as a result of treatment will also be covered and treated.
- Post-hospitalization follow-up care up to 15 days – After getting discharged from the hospital, a patient will also receive follow up care to ensure that the patient is receiving the necessary support the healthcare services to regain their optimal health. This support will be provided for 15 days after getting discharge from the hospital.
Eligibility for Ayushman Bharat for Senior Citizens above
As per the recent Extension of Ayushman Bharat Pradhan Mantri Jan Arogya Yojana, now, all senior citizens from families already availing of the health insurance cover and other eligible senior citizens under this scheme can apply for new card. The card allocated to the senior citizens will be new and distinct from the existing one. Following will be the eligibility conditions for senior citizens aged 70 years or more.
- Senior citizens from all families holding Ayushman Health Card will be eligible.
- Senior citizens already having CGHS, Ex-Servicemen Contributory Health Scheme (ECHS), or Ayushman Central Armed Police Force (CAPF) are also eligible to apply for new card under Ayushman.
- Senior citizens having private health insurance policies or the Employees’ State Insurance scheme (ESIC) can also apply for Ayushman Bharat Health Insurance Card.
- Moreover, all senior citizens aged 70 residing either in rural or urban irrespective of their socio-economic conditions will now eligible.
How to apply Under Ayushman Bharat for Senior Citizens
If you or someone from your family fulfil the eligibility conditions can now apply for new Ayushman Card. Application process for the purpose can be understood from the points given below.
- Visit the nearest Customer Service Centre (CSC) with all necessary documents.
- Talk to the employee of the CSC.
- The employee will then check your eligibility online in the portal.
- After ensuring that you are eligible, online entry of your information will be made.
- Then documents will be uploaded in the said file type and size.
- After successful submission of your application, you will receive a print out featuring your application number.
- Keep this print out securely for future reference and tracking your application online.
- After a few days you will be able to download your Ayushman card from the portal.
- This way you can apply online Under Ayushman Bharat for Senior Citizens.
Necessary Documents
While making application for Ayushman Card under senior citizens category, one needs to submit the following documents.
- Aadhar Card
- Income Certificate.
- Family member Ayushman Card.
- Ration Card
- Mobile Number
- Passport sized photograph.
Useful Links
| Name of Scheme | Ayushman Bharat for Senior Citizens |
|---|---|
| Official Website | Click Here |
| CSC Locator | Click Here |
| Yojana King Home | Click Here |
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